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Country's 'first business-to-business credit card' launched

Money AU

September 17, 2008

 

Octet has released Australia's first business-to-business credit card, it has been claimed.

 

The credit card will provide both unsecured and accelerated working capital finance for small and medium enterprises (SMEs), wideformatonline.com has reported.

 

It is claimed that the card will help the companies operate smoother purchasing and sales cycles.

 

Clive Isenberg, managing director of the company behind the credit card, said that the past year has been difficult for SMEs with the economic climate making "credit scarce".

 

Mr Isenberg stated that the idea behind the card was to create a unique financing solution for SMEs that are "trying to grow in this environment".

 

"They can manage their finances more effectively by collecting funds owed quickly and by building better relationships with their suppliers through consistent payments", he added.

 

Octet's managing director told the website that the trading card will attempt to remove the pressure from managing working capital.

 

The uniqueness of the card lies in the fact that it allows SMEs to both "rapidly collect money" that is owed to them while providing them more time to pay their own suppliers.

 

Mr Isenberg stated the company's new plastic offering will "allow small businesses in this country to reduce their working capital cycle, which is often the fault line for many growing businesses, especially in their establishment phase.”

 

Octet is an independent company and is not associated with a major bank.

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