Offices

Octet Finance, Sydney
Octet House
108 Cathedral Street Woolloomooloo
NSW 2011

Octet Finance, Melbourne
Level 8, Como Office Tower
644 Chapel Street
South Yarra
VIC 3141

Why Octet?

  • Offers an unsecured, interest free line of credit that provides more power to trade when you purchase goods or services
  • Reduces the critical timing gap between cash outflow to suppliers and cash inflow from customers
  • Works in principle like a credit card, but does not interfere in your business relationships and negotiations
If you have a growing business and cannot get access to credit without tying your business or personal assets, Octet's Business Transaction Facility gives you an unsecured, 100% renewable, interest-free line of credit ready to go 24/7.
Key Benefits
Octet gives you more power to trade. If you have a growing business and don't want that growth hampered because you cannot get access to credit without tying your business or personal assets up in knots, then here's your solution.

A Business Transaction Facility gives you an unsecured, 100% renewable, interest-free line of credit ready to go 24/7.

There are many sound business reasons to make the move to Octet, but the essential one is that it gives you more power to trade.
Octet Rewards Program
As a member of Octet, you're automatically entitled to receive an Octet Rewards Visa Card.

This is a special Visa debit card account that accumulates funds as you (or the person you nominate) repay your Octet facility. There are no points to redeem or claim.

You simply accrue cash as you use your Business Transaction Facility.




Transaction Pricing
If you repay the value of your transaction in full within 60 days of your seller being paid, you pay no interest, just Octet's standard Business Transaction Facility service fee which is normally fully or partially borne by your supplier. These service fees range from 2.00% - 2.95% of the value of your purchase order.
Did you Know?
You probably use a credit card to manage your business travel and entertainment. It's convenient, it keeps admin simple and you get reward points.

Now imagine having the same for your business purchases and credit sales. Something you can use for real business purchasing, to buy materials and stock from your suppliers.

That is the Cash Flow Solution.
 
 
 
Traditional Limitations

However profitable your business may be, unpredictable cash flow makes it vulnerable. It's hard to make entrepreneurial strategic decisions when you are strung out for cash.When cash-flow is hand to mouth, planning takes a back seat to day to day operations. Poor cash flow puts you at the mercy of banks who generally secure themselves and then charge you royally to help you out.

 

In many businesses, debtors are 'long' but creditors are 'short'. This means the business is always chasing cash. Poor cash flow interferes with your supplier and client relationships. You end up talking money when you really want to talk business.

 
 
Apply for a Business Transaction Facility, optimise your cash flow and get More Power To Trade
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